Debt Money market funds are used to manage the short-run cash needs. It is an open-ended scheme in the debt fund category which deals only in cash or cash equivalents. The fund manager invests in high quality, liquid instruments like Treasury Bills (T-Bills), Repurchase Agreements (Repos), Commercial Papers and Certificate of Deposits.

Invest in Best Debt Money Market Funds

Bonus 1: Earn upto 40% More With Direct Plans

Bonus 2: Get a Free Portfolio Review


Debt Money market funds are used to manage the short-run cash needs. It is an open-ended scheme in the debt fund category which deals only in cash or cash equivalents. The fund manager invests in high quality, liquid instruments like Treasury Bills (T-Bills), Repurchase Agreements (Repos), Commercial Papers and Certificate of Deposits.

L&T Money Market Fund


Debt-Money-Market

Returns 2Y

8.01%

Returns 3Y

8.56%

Min Order

₹10,000

Min SIP

₹1,000

Exit load : Nil

Invest
SIP

Reliance Money Market Fund


Debt-Money-Market

Returns 3Y

7.53%

Returns 5Y

7.98%

Min Order

₹5,000

Min SIP

₹100

Exit load : Nil

Invest
SIP

DSP BlackRock Savings Fund


Debt-Money-Market

Returns 3Y

6.97%

Returns 5Y

7.36%

Min Order

₹500

Min SIP

₹500

Exit load : Nil

Invest
SIP

HDFC Money Market Fund


Debt-Money-Market

Returns 3Y

7.39%

Returns 5Y

171.01%

Min Order

₹5,000

Min SIP

₹500

Exit load : Nil

Invest

Principal Retail Money Manager Fund


Debt-Money-Market

Returns 3Y

5.69%

Returns 5Y

7.04%

Min Order

₹5,000

Min SIP

₹2,000

Exit load : Exit Load-NIL

Invest
SIP

SBI SAVINGS FUND - DAILY


Debt-Money-Market

Returns 3Y

8.02%

Returns 5Y

8.47%

Min Order

₹500

Min SIP

₹500

Exit load : For exit within 3 business days from the date of allotment - 0.10% For exit after 3 business days from the date of allotment - Nil

Invest
SIP

UTI - Money Market Fund


Debt-Money-Market

Returns 2Y

7.56%

Returns 3Y

7.54%

Min Order

₹10,000

Min SIP

Exit load : no load

Invest

IDFC Money Manager Fund


Debt-Money-Market

Returns 2Y

6.91%

Returns 3Y

7.44%

Min Order

₹100

Min SIP

₹100

Exit load : Nil

Invest
SIP

ICICI Prudential Money Market Fund - Cash Option


Debt-Money-Market

Returns 3Y

7.47%

Returns 5Y

7.95%

Min Order

₹500

Min SIP

₹100

Exit load : Nil

Invest
SIP

Kotak Money Market Scheme


Debt-Money-Market

Returns 2Y

7.47%

Returns 3Y

7.48%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Nil (applicable for all plans) Note - Units issued on reinvestment of dividends shall not be subject to exit load (applicable for all plans)

Invest

Aditya Birla Sun Life Savings Fund


Debt-Money-Market

Returns 3Y

8.19%

Returns 5Y

8.61%

Min Order

₹1,000

Min SIP

₹1,000

Exit load : Nil

Invest
SIP

Franklin India Savings Fund (erstwhile known as Franklin India Savings Plus Fund)


Debt-Money-Market

Returns 3Y

7.93%

Returns 5Y

8.44%

Min Order

₹10,000

Min SIP

₹500

Exit load : -

Invest
SIP

Invesco India Money Market Fund


Debt-Money-Market

Returns 2Y

7.5%

Returns 3Y

7.57%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Nil

Invest
SIP

Aditya Birla Sun Life Money Manager Fund


Debt-Money-Market

Returns 3Y

7.63%

Returns 5Y

8.07%

Min Order

₹1,000

Min SIP

₹1,000

Exit load : Nil

Invest

Tata Money Market Fund-Direct Plan-Growth


Debt-Money-Market

Returns 2Y

3.62%

Returns 3Y

4.86%

Min Order

₹5,000

Min SIP

₹500

Exit load : NIL

Invest
SIP

DSP Ultra Short Fund


Debt-Ultra-Short-Term

Returns 3Y

7.03%

Returns 5Y

7.7%

Min Order

₹500

Min SIP

₹500

Exit load : Nil

Invest
SIP

DHFL Pramerica Equity Savings Fund (earlier known as DHFL Pramerica Equity Income Fund)


Hybrid-Equity-Savings

Returns 1Y

8.42%

Returns 2Y

7.44%

Min Order

₹5,000

Min SIP

₹500

Exit load : Exit Load 1% if the investor redeems within 1 year from the date of allotment of units.

Invest
SIP

Who should invest in Money Market Debt Funds

Investors with surplus cash in savings bank account and low-risk appetite can invest in money market funds.


How long should you stay invested in Money Market Debt Funds ?

Investors having a short-term investment horizon of up to 1 year can invest in these funds.


How to invest in ?

You can click on the Money Market Debt Funds link in Jama.co.in and choose the desired fund. You can also take your free risk profile assessment which then advises you on the percentage asset allocation you should have inMoney Market Debt Funds. Click on invest button from there and continue to make the investment.

Invest only in direct plans of small cap funds and take the advice of a SEBI Registered Investment advisor to invest in the right funds.




Start Investing






Jamā जमा જમા జమ জমে ജമാ ಜಮ ଜମା ஜமா is a product by Simply Grow Technologies Pvt. Ltd.

Example logo image
Example logo image

Startp India

Jama is a Personal Finance App: Online Financial Planning Tool, Direct Mutual Funds app and more.

Get your financial planning done by the best financial advisors and financial planners.

Investments are advised by a dedicated SEBI Registered Investment Advisor. Mutual Fund investments are subject to market risks. Please read scheme information documents carefully while investing.

Choose your advisor wisely - do not fall for free platforms, or hidden commissions.