Ultra short-term funds invest in fixed-income instruments which are mostly liquid and have short-term maturities of 3 to 6 Months. Ultra short-term funds help investors avoid interest rate risks, yet they are riskier and offer better returns than most money market instruments.

Invest in Best Debt Ultra Short Term Funds

Bonus 1: Earn upto 40% More With Direct Plans

Bonus 2: Get a Free Portfolio Review


Ultra short-term funds invest in fixed-income instruments which are mostly liquid and have short-term maturities of 3 to 6 Months. Ultra short-term funds help investors avoid interest rate risks, yet they are riskier and offer better returns than most money market instruments.

Aditya Birla Sun Life Banking & PSU Debt Fund


Debt-Banking-And-Psu

Returns 3Y

8.4%

Returns 5Y

9.36%

Min Order

₹1,000

Min SIP

₹1,000

Exit load : Nil

Invest
SIP

IDBI Ultra Short Term Fund


Debt-Ultra-Short-Term

Returns 3Y

7.74%

Returns 5Y

8.12%

Min Order

₹5,000

Min SIP

₹500

Exit load : Nil

Invest
SIP

SBI MAGNUM ULTRA SHORT DURATION FUND - DAILY


Debt-Ultra-Short-Term

Returns 3Y

6.28%

Returns 5Y

7.08%

Min Order

₹5,000

Min SIP

Exit load : Nil

Invest

ESSEL ULTRA SHORT TERM FUND


Debt-Ultra-Short-Term

Returns 1Y

7.63%

Returns 2Y

7.22%

Min Order

₹1,000

Min SIP

₹500

Exit load : NIL

Invest
SIP

BOI AXA Ultra Short Duration Fund


Debt-Ultra-Short-Term

Returns 3Y

8.41%

Returns 5Y

8.69%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Exit load of 0.25% will be charged if redeemed within 15 days from allotment

Invest
SIP

Indiabulls Ultra Short Term Fund


Debt-Ultra-Short-Term

Returns 1Y

7.83%

Returns 2Y

7.62%

Min Order

₹500

Min SIP

₹500

Exit load : Entry Load Not Applicable Exit Load Nil

Invest
SIP

ICICI Prudential Ultra Short term Fund


Debt-Ultra-Short-Term

Returns 3Y

8.93%

Returns 5Y

10.56%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Entry Load Not Applicable. Exit Load (a) If the amount sought to be redeemed or switched out is invested for a period of upto one year 1% of the applicable NAV; (b) If the amount sought to be redeemed or switched out is invested for a period of more than one year from the date of allotment - Nil.

Invest
SIP

Reliance Ultra Short Duration Fund


Debt-Ultra-Short-Term

Returns 3M

9.69%

Returns 6M

9.53%

Min Order

₹100

Min SIP

₹100

Exit load : -

Invest
SIP

Canara Robeco Ultra Short Term Fund


Debt-Ultra-Short-Term

Returns 2Y

6.65%

Returns 3Y

7.0%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Exit Load - Nil

Invest
SIP

Franklin India Ultra Short Bond Fund


Debt-Ultra-Short-Term

Returns 3Y

9.06%

Returns 5Y

9.36%

Min Order

₹10,000

Min SIP

₹500

Exit load : Entry Nil; Exit 0.25% (if redeemed within 7 days from the date of allotment)

Invest
SIP

Invesco India Ultra Short Term Fund


Debt-Ultra-Short-Term

Returns 2Y

7.81%

Returns 3Y

8.26%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Nil

Invest
SIP

DHFL Pramerica Ultra Short Term Fund


Debt-Ultra-Short-Term

Returns 1Y

8.36%

Returns 2Y

7.77%

Min Order

₹5,000

Min SIP

₹500

Exit load : Nil

Invest
SIP

SBI MAGNUM ULTRA SHORT DURATION FUND - DAILY


Debt-Ultra-Short-Term

Returns 3Y

7.55%

Returns 5Y

7.97%

Min Order

₹5,000

Min SIP

Exit load : Nil

Invest

L&T Ultra Short Term Fund-Institutional Monthly


Debt-Ultra-Short-Term

Returns 2Y

7.57%

Returns 3Y

7.92%

Min Order

₹10,000

Min SIP

₹1,000

Exit load : Nil

Invest
SIP

UTI - Ultra Short Term Fund


Debt-Ultra-Short-Term

Returns 2Y

7.49%

Returns 3Y

8.11%

Min Order

₹5,000

Min SIP

₹2,500

Exit load : 0

Invest
SIP

Who should invest in Ultra Short Term Debt Funds

Ultra short-term funds should be used by investors for both short-term investment needs as well as for systematic transfer plans (STPs). These can be used as an emergency fund. If monthly income is required, and then a portion of superannuation portfolio can be invested in these and a systematic withdrawal plan (SWP) can be initiated.


How long should you stay invested in Ultra Short Term Debt Funds ?

Ultra short-term funds earn from the coupon of short-term instruments. The prices of these securities may change on a day-to-day basis and have a relatively longer maturity. These are much more volatile and a short time frame may seem inadequate to generate sufficient returns. One need to hold these funds for comparatively longer horizon owing to a higher average maturity of the underlying securities - 3 Months to 6 Months.


How to invest in ?

You can click on the Ultra Short Term Debt Funds link in Jama.co.in and choose the desired fund. You can also take your free risk profile assessment which then advises you on the percentage asset allocation you should have inUltra Short Term Debt Funds. Click on invest button from there and continue to make the investment.

Invest only in direct plans of small cap funds and take the advice of a SEBI Registered Investment advisor to invest in the right funds.




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