Equity Saving Fund is an open ended scheme investing in equity, arbitrage and debt. Per SEBI at least 65% of the fund's assets are required to be invested into equities. Use of derivatives reduces net equity exposure (around 20-40 percent, although it may vary from fund to fund) and consequently protects investors from volatility of returns. Further, since equity savings funds have gross equity exposure (without considering derivatives) of more than 65 percent, they are treated at par with equity funds for taxation.

Invest in Best Hybrid Equity Savings Funds

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Equity Saving Fund is an open ended scheme investing in equity, arbitrage and debt. Per SEBI at least 65% of the fund's assets are required to be invested into equities. Use of derivatives reduces net equity exposure (around 20-40 percent, although it may vary from fund to fund) and consequently protects investors from volatility of returns. Further, since equity savings funds have gross equity exposure (without considering derivatives) of more than 65 percent, they are treated at par with equity funds for taxation.

Kotak Equity Savings Fund


Hybrid-Equity-Savings

Returns 3Y

6.38%

Returns 5Y

7.53%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : I) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ii) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%. iii) If units are redeemed or switched out on or after 1 year from the date of allotment: Nil. iv) Any exit load charged (net off Service Tax, if any) shall be credited back to the respective Scheme. Units issued on reinvestment of dividends shall not be subject to entry and exit load.

Invest
SIP

ICICI Prudential Equity Savings Fund


Hybrid-Equity-Savings

Returns 3Y

5.09%

Returns 5Y

7.48%

Min Order

₹5,000

Min SIP

₹100

Exit load : Entry Load Not Applicable Exit Load - a) If the amount is sought to be redeemed/switched-out upto 18 months from the date of allotment - 1% of the applicable NAV b) If the amount is sought to be redeemed/switched-out more than 18 months from the date of allotment Nil

Invest
SIP

Axis Equity Saver Fund


Hybrid-Equity-Savings

Returns 2Y

3.76%

Returns 3Y

6.11%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : If redeemed / switched-out within 12 months from the date of allotment, - For 10% of investments : NIL - For remaining investment : 1% If redeemed / switched - out after 12 months from the date of allotment : NIL

Invest
SIP

Principal Equity Savings Fund


Hybrid-Equity-Savings

Returns 3Y

5.15%

Returns 5Y

7.01%

Min Order

₹5,000

Min SIP

₹500

Exit load : Exit Load NIL

Invest
SIP

SBI EQUITY SAVINGS FUND


Hybrid-Equity-Savings

Returns 3Y

4.71%

Returns 5Y

7.07%

Min Order

₹1,000

Min SIP

₹500

Exit load : For exit within 1 year from the date of allotment - 1%; For exit after 1 year from the date of allotment - Nil.

Invest
SIP

Aditya Birla Sun Life Equity Savings Fund


Hybrid-Equity-Savings

Returns 3Y

2.67%

Returns 5Y

6.4%

Min Order

₹1,000

Min SIP

₹1,000

Exit load : For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. Direct Plan For redemption/switch out of units after 365 days from the date of allotment: Nil.

Invest
SIP

Tata Equity Savings Fund- Direct Plan- Growth


Hybrid-Equity-Savings

Returns 3Y

4.41%

Returns 5Y

5.46%

Min Order

₹5,000

Min SIP

₹500

Exit load : 0.25% of the applicable NAV, if redeemed on or before expiry of 90 days from the date of allotment. (w.e.f. Oct 1, 2016)

Invest
SIP

IDFC EQUITY SAVINGS FUND


Hybrid-Equity-Savings

Returns 3Y

5.03%

Returns 5Y

5.82%

Min Order

₹5,000

Min SIP

₹100

Exit load : 0 . 2 5 % i f re d e e m e d / switched-out within 1 (one) month from the date of allotment. (w.e.f. 12th August 2016)

Invest
SIP

L&T Equity Savings Fund


Hybrid-Equity-Savings

Returns 3Y

2.71%

Returns 5Y

4.56%

Min Order

₹5,000

Min SIP

₹500

Exit load : If the units redeemed or switched out are upto 10% of the units purchased or switched in (“the limit”) within 1 year from the date of allotment – Nil. If units redeemed or switched out are over and above the limit within 1 year from the date of allotment – 1%. If units are redeemed or switched out on or after 1 year from the date of allotment – Nil.

Invest
SIP

DSP Equity Savings Fund


Hybrid-Equity-Savings

Returns 2Y

2.49%

Returns 3Y

3.6%

Min Order

₹500

Min SIP

₹500

Exit load : Holding Period: < 12 months: 1% >= 12 months: Nil

Invest
SIP

IDBI Equity Savings Fund


Hybrid-Equity-Savings

Returns 3Y

3.33%

Returns 5Y

4.74%

Min Order

₹5,000

Min SIP

₹500

Exit load : 1% for redemption within 365 days

Invest
SIP

Edelweiss Equity Savings Fund


Hybrid-Equity-Savings

Returns 2Y

6.31%

Returns 3Y

7.48%

Min Order

₹5,000

Min SIP

Exit load : Nil

Invest

Nippon India Equity Savings Fund


Hybrid-Equity-Savings

Returns 3Y

-5.57%

Returns 5Y

0.41%

Min Order

₹5,000

Min SIP

₹100

Exit load : : (w.e.f. June 1, 2017) 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): s 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. sNil, thereafter. No exit load will be charged in case of Switches and Systematic Transfer Plan made to all equity schemes of RMF.

Invest
SIP

DHFL Pramerica Equity Savings Fund (earlier known as DHFL Pramerica Equity Income Fund)


Hybrid-Equity-Savings

Returns 2Y

2.71%

Returns 3Y

4.69%

Min Order

₹5,000

Min SIP

₹500

Exit load : Exit Load 1% if the investor redeems within 1 year from the date of allotment of units.

Invest
SIP

Mahindra Dhan Sanchay Equity Savings Yojana


Hybrid-Equity-Savings

Returns 2Y

5.61%

Returns 3Y

4.48%

Min Order

₹1,000

Min SIP

₹500

Exit load : An exit load of 1% is payable if units are redeemed /switched out upto 1 year from the date of allotment. Nil if units are redeemed /switched out upto 1 year from the date of allotment

Invest
SIP

Franklin India Equity Savings Fund


Hybrid-Equity-Savings

Returns 6M

-2.73%

Returns 1Y

1.85%

Min Order

₹5,000

Min SIP

₹500

Exit load : -

Invest
SIP

UTI - Equity Savings Fund


Hybrid-Equity-Savings

Returns 6M

-0.12%

Returns 1Y

3.32%

Min Order

₹5,000

Min SIP

₹500

Exit load : -

Invest
SIP

Sundaram Equity Savings Fund


Hybrid-Equity-Savings

Returns 6M

-0.53%

Returns 1Y

5.67%

Min Order

₹100

Min SIP

₹100

Exit load : -

Invest
SIP

Mirae Asset Equity Savings Fund


Hybrid-Equity-Savings

Returns 6M

0.83%

Returns 1Y

8.87%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : -

Invest
SIP

Invesco India Equity Savings Fund


Hybrid-Equity-Savings

Returns 6M

1.26%

Returns 1Y

8.59%

Min Order

₹1,000

Min SIP

₹500

Exit load : -

Invest
SIP

Who should invest in

Equity Savings funds are suitable for conservative investors, who seek moderate exposure to equity. Investors with a short time frame (1-3 years), like those approaching retirement could invest in equity savings funds to achieve their wealth creation goals, without running the risk of volatility in equity markets eroding their capital.


How long should you stay invested in ?

Short investment horizon of 3-5 years


How to invest in ?

You can click on the link in Jama.co.in and choose the desired fund. You can also take your free risk profile assessment which then advises you on the percentage asset allocation you should have in. Click on invest button from there and continue to make the investment.

Invest only in direct plans of small cap funds and take the advice of a SEBI Registered Investment advisor to invest in the right funds.




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Mutual Funds are subject to market risk. Please read the scheme documents carefully before investing
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