Conventional thinking is that only the rich can afford a financial advisor. After all, a financial advisor helps accelerate wealth creation and protect the wealth that has been created. However, every person in every wealth category will benefit from a financial advisor. After all, what is the objective of wealth? Isn’t it to fund your life goals […]
Share this post!Author: Ram Kalyan Medury
12 Point Checklist To Change or Appoint An Investment Advisor
Choosing a right investment advisor could get stressful, more so if you already have an ‘advisor’ and you need to change for any reason. This applies to most people and hence they prefer to be in the ‘default’ mode. Beginners, are somewhat lost on whom to approach for advice. So naturally, whoever has access to the […]
Share this post!Direct Plan Mutual Funds For Just Rs 100 per month
Here is a handy list of funds that are available for an SIP of just Rs 100. Fund Class 3 Yrs 5 Yrs 10 Yrs Returns Since Launch Link Reliance Hybrid Bond Fund – Direct Plan Growth Plan – Growth Option Hybrid-Conservative 7.8 11.0 11.0 9.8 http://jama.co.in/app/push/85/payment Reliance Equity Hybrid Fund – Direct Plan Growth […]
Share this post!What To Do When Markets Fall and Mutual Fund NAVs are Down
We are living in interesting times. I wrote last week about the recent market correction. Turns out that more action happened last week. Some of the readers wanted more specific action as the observations may have appeared vague. Hence i am penning down some crisp thoughts, which would take you a minute to read and […]
Share this post!September 2018 Correction in Equity Mutual Funds & Markets
This being an eventful week of an eventful month, I would like to share some more thoughts. The equity markets have corrected this week, Sensex by 5% and Nifty by 3%. Over the month both have corrected by about 7%. There is turbulence and some people are worried. What do we do now? I will […]
Share this post!Two Important Takeaways for Liquid Funds
We had quite a few happenings in September with respect to reputed firms running up defaults on their bonds. Some banks also ran deep into a similar mess, so much so that the RBI refused to allow extensions to their CEOs. It is a good time to reflect on the takeaways. Liquid Funds Are Meant […]
Share this post!When “FREE” Backfires! Busting TWO Common Myths on Mutual Fund Platforms
Let me come straight to the point. Investors are being increasingly misled on FREE offerings that leads to a massive rip off on their wealth. In Hindi they say “Lene ke Dene” (ie instead of taking, you end up giving away much more!). Here are two myths about FREE that we need to bust right […]
Share this post!The Complete Guide to Expense Ratios in Mutual Funds
Mutual Funds in India have grown by leaps and bounds over the past few years. Investors have enjoyed good returns in what is one of the longer bull runs in the market since the 2008 crash. Most Mutual Fund houses have made record profits and the big ones have grown bigger. Some have even gone […]
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