Tips to Save Tax & Smart Investing

 


5 Reasons Why A Good Financial Advisor Is A Great Investment

Conventional thinking is that only the rich can afford a financial advisor. After all, a financial advisor helps accelerate wealth creation and protect the wealth that has been created.  However, every person in every wealth category will benefit from a financial advisor. After all, what is the objective of wealth? Isn’t it to fund your life goals and make you contented? Who ...
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12 Point Checklist To Change or Appoint An Investment Advisor

Choosing a right investment advisor could get stressful, more so if you already have an 'advisor' and you need to change for any reason. This applies to most people and hence they prefer to be in the 'default' mode. Beginners, are somewhat lost on whom to approach for advice. So naturally, whoever has access to the person, which happens to be ...
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Direct Plan Mutual Funds For Just Rs 100 per month

Here is a handy list of funds that are available for an SIP of just Rs 100. Fund Class 3 Yrs 5 Yrs 10 Yrs Returns Since Launch Link Reliance Hybrid Bond Fund - Direct Plan Growth Plan - Growth Option Hybrid-Conservative 7.8 11.0 11.0 9.8 http://jama.co.in/app/push/85/payment Reliance Equity Hybrid Fund - Direct Plan Growth Plan Hybrid-Aggressive 10.5 17.2 14.2 ...
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What To Do When Markets Fall and Mutual Fund NAVs are Down

We are living in interesting times. I wrote last week about the recent market correction. Turns out that more action happened last week. Some of the readers wanted more specific action as the observations may have appeared vague. Hence i am penning down some crisp thoughts, which would take you a minute to read and think through this weekend. What ...
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September 2018 Correction in Equity Mutual Funds & Markets

This being an eventful week of an eventful month, I would like to share some more thoughts. The equity markets have corrected this week, Sensex by 5% and Nifty by 3%. Over the month both have corrected by about 7%. There is turbulence and some people are worried. What do we do now? I will not preach about staying invested, ...
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Two Important Takeaways for Liquid Funds

We had quite a few happenings in September with respect to reputed firms running up defaults on their bonds. Some banks also ran deep into a similar mess, so much so that the RBI refused to allow extensions to their CEOs. It is a good time to reflect on the takeaways. Liquid Funds Are Meant to be Liquid We all use ...
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When “FREE” Backfires! Busting TWO Common Myths on Mutual Fund Platforms

Let me come straight to the point. Investors are being increasingly misled on FREE offerings that leads to a massive rip off on their wealth. In Hindi they say "Lene ke Dene" (ie instead of taking, you end up giving away much more!). Here are two myths about FREE that we need to bust right away! Myth1: Mutual Fund Investing ...
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The Complete Guide to Expense Ratios in Mutual Funds

Mutual Funds in India have grown by leaps and bounds over the past few years. Investors have enjoyed good returns in what is one of the longer bull runs in the market since the 2008 crash. Most Mutual Fund houses have made record profits and the big ones have grown bigger. Some have even gone IPO, and listed in the ...
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7 Reasons Why Annuities Are Not Your Best Friend

It is often presented that for creating an income stream, annuities are a great option. They are supposed to work well especially during the retirement years when 'active' income dries up. We find out if this is indeed the case, or if there are more efficient ways to get things done. We also compare annuity vs mutual funds to conclude ...
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Stock Market vs Mutual funds : Returns And Risk Of Equity Investment

Many investors shun equity completely to avoid risk. All who do so run the risk of having their returns eaten up almost entirely by inflation. Equity investment does come with risk, with high short-term volatility, but no one should invest in the stock market for the short-term and no one have good knowledge on stock market risk & returns ...
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