Doctors being high-income earners are the target of the financial service industry. They are sold ‘investment products’ with huge hidden costs. What is worse is that because of the commissions, bad products are pushed. Doctors can significantly increase their wealth by investing in zero commission (ie indirect fees) investments and go for a performance fee […]Share this post!
Conventional thinking is that only the rich can afford a financial advisor. After all, a financial advisor helps accelerate wealth creation and protect the wealth that has been created. However, every person in every wealth category will benefit from a financial advisor. After all, what is the objective of wealth? Isn’t it to fund your life goals […]Share this post!
Choosing a right investment advisor could get stressful, more so if you already have an ‘advisor’ and you need to change for any reason. This applies to most people and hence they prefer to be in the ‘default’ mode. Beginners, are somewhat lost on whom to approach for advice. So naturally, whoever has access to the […]Share this post!
We are living in interesting times. I wrote last week about the recent mutual fund market correction. Turns out that more action happened last week. Some of the readers wanted more specific action as the observations may have appeared vague. Hence I am penning down some crisp thoughts, which would take you a minute to […]Share this post!
Let me come straight to the point. Investors of Mutual Fund are being increasingly misled on FREE offerings that leads to a massive rip off on their wealth. In Hindi they say “Lene ke Dene” (ie instead of taking, you end up giving away much more!). Here are two myths about FREE that we need […]Share this post!
It is often presented that for creating an income stream, annuities are a great option. They are supposed to work well especially during the retirement years when ‘active’ income dries up. We find out if this is indeed the case, or if there are more efficient ways to get things done. We also compare annuity […]Share this post!
In this post, we will evaluate whether the National Pension Scheme (NPS) is a good investment option and if it can help us meet our various investment goals. What is the National Pension Scheme (NPS)? NPS stands for National Pension Scheme. Thus, at the core, it is a pension scheme. In other words, it attempts […]Share this post!
Most people think that retirement is the end of the income stream. You hang your boots and count your days. While that may largely be true, the flow of money need not stop. Here are fourteen ways to make money after retirement and to keep the bank account buzzing with inflows even while you take […]Share this post!