One of the Non-Banking Finance Companies, Dewan Housing Finance Limited (DHFL) recently defaulted on its interest payments. This has caused an uproar because many Mutual Fund houses have invested in DHFL’s bonds. Naturally many MF investors are worried about what happens to their investments. I am enclosing three information items that might help you navigate […]
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What Should Investors Expect with Modi 2.0
We now have a stable government in place at the Center after a gruelling two month long election schedule. The NDA 2.0 or Modi Sarkar 2 as some put it, is in place now. This is something we had anticipated and wrote a couple of months ago in our email newsletter. What does this portend? […]
Share this post!5 Reasons Why A Good Financial Advisor Is A Great Investment
Conventional thinking is that only the rich can afford a financial advisor. After all, a financial advisor helps accelerate wealth creation and protect the wealth that has been created. However, every person in every wealth category will benefit from a financial advisor. After all, what is the objective of wealth? Isn’t it to fund your life goals […]
Share this post!12 Point Checklist To Change or Appoint An Investment Advisor
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Choosing a right investment advisor could get stressful, more so if you already have an ‘advisor’ and you need to change for any reason. This applies to most people and hence they prefer to be in the ‘default’ mode. Beginners, are somewhat lost on whom to approach for advice. So naturally, whoever has access to the […]
Share this post!What To Do When Markets Fall and Mutual Fund NAVs are Down
We are living in interesting times. I wrote last week about the recent mutual fund market correction. Turns out that more action happened last week. Some of the readers wanted more specific action as the observations may have appeared vague. Hence I am penning down some crisp thoughts, which would take you a minute to […]
Share this post!When “FREE” Backfires! Busting TWO Common Myths on Mutual Fund Platforms
Let me come straight to the point. Investors of Mutual Fund are being increasingly misled on FREE offerings that leads to a massive rip off on their wealth. In Hindi they say “Lene ke Dene” (ie instead of taking, you end up giving away much more!). Here are two myths about FREE that we need […]
Share this post!7 Reasons Why Annuities Are Not Your Best Friend
It is often presented that for creating an income stream, annuities are a great option. They are supposed to work well especially during the retirement years when ‘active’ income dries up. We find out if this is indeed the case, or if there are more efficient ways to get things done. We also compare annuity […]
Share this post!Stock Market vs Mutual funds : Returns And Risk Of Equity Investment
Many investors shun equity completely to avoid risk. All who do so run the risk of having their returns eaten up almost entirely by inflation. Equity investment does come with risk, with high short-term volatility, but no one should invest in the stock market for the short-term and no one have good knowledge on stock […]
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