3 Takeaways out of the LTCG & 2018 Budget Announcements

2018 Budget & LTCG

The government is today’s budget introduced the much talked about long term capital gains tax (LTCG) on the selling of listed securities on gains of over Rs 1 lakh. This has implications on your mutual fund holdings, more so if you wish to switch to direct plan mutual fund. We will explore this more here. 1. […]

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3 Reasons Why Debt Funds Are Better Than FDs, Never Mind FRDI

debt funds are better than Fixed Deposits

Let’s Start learning why debt funds are better then Fds. The government’s new  FRDI law seems to be the biggest news after demonetization! People are very sensitive about money, and there is a lot of interest in saving the commission by investing in direct plans of mutual funds.  Various mutual funds apps and calculators are […]

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4 Reasons To Avoid Sector Specific Mutual Funds

sectoral funds

Sectoral funds are mutual funds that invest in a particular industry sector or a theme. Examples are “Pharma” fund, “FMCG” fund, “Banking Fund”. A sectoral theme could be “GST” which invests in stocks that might benefit from the Goods & Service Tax implementation. Sectoral funds are a good way to take exposure in a particular […]

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3 Reasons to Switch to Mutual Fund Direct Plans

switch to direct mutual funds

Mutual Funds come in two variants – a regular plan and a direct plan. There are 3 reasons why you must consider direct plans. These are lower cost, good support and most importantly zero conflict of interest.   #1  Up to 40% More Long-term Savings There is one major difference between direct plans vs regular […]

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Should One Invest In Equities Or Equity Mutual Funds?

Invest in equities or Equity Mutual Funds : “I am a conservative investor”. “I do not like to take risks”. “Equities are not for everyone, definitely not for me”. “Invest your money wisely. Don’t invest in equity”. Do any of these sentences ring a bell? Do you also belong to the same school of thought […]

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