Conservative Hybrid Mutual Funds should have at least 75 to 90% investments in debt and money market securities. These funds are much less volatile than equity and other hybrid funds. The debt portion of the portfolio generates stable income, while the equity portion gives a kicker to returns in form of capital appreciation over a sufficiently long investment tenor.

Invest in Best Hybrid Conservative Funds

Bonus 1: Earn upto 40% More With Direct Plans

Bonus 2: Get a Free Portfolio Review


Conservative Hybrid Mutual Funds should have at least 75 to 90% investments in debt and money market securities. These funds are much less volatile than equity and other hybrid funds. The debt portion of the portfolio generates stable income, while the equity portion gives a kicker to returns in form of capital appreciation over a sufficiently long investment tenor.

HDFC Retirement Savings Fund - Hybrid - Debt Plan


Debt-Money-Market

Returns 2Y

5.22%

Returns 3Y

7.77%

Min Order

₹5,000

Min SIP

₹500

Exit load : na

Invest
SIP

Reliance Hybrid Bond Fund


Hybrid-Conservative

Returns 3Y

5.86%

Returns 5Y

7.18%

Min Order

₹5,000

Min SIP

₹100

Exit load : 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): sIFREDEEMEDORSWITCHEDOUTONORBEFORECOMPLETION of 12 months from the date of allotment of units. s.IL THEREAFTER

Invest
SIP

Franklin India Debt Hybrid Fund (erstwhile known as Franklin India Monthly Income Plan)


Hybrid-Conservative

Returns 3Y

6.04%

Returns 5Y

7.71%

Min Order

₹10,000

Min SIP

₹500

Exit load : A

Invest
SIP

IDFC REGULAR SAVINGS FUND


Hybrid-Conservative

Returns 3Y

7.02%

Returns 5Y

8.11%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : 1% of the NAV shall be Nil Nil Nil (w.e.f. 23rd May 2016) applicable to investors who redeem/switch out of such investments within one year (365 Days) from the date of subscription applying First in First Out basis, (including allotment through SIP/STP)

Invest
SIP

Axis Regular Saver Fund


Hybrid-Conservative

Returns 3Y

6.47%

Returns 5Y

6.8%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : If redeemed/switch out within 12 months from the date of allotment: - For 10% of investment : Nil - For remaining investment : 1% If redeemed/switch out after 12 months from the date of allotment: Nil (w.e.f. 15th June 2015)

Invest
SIP

LIC MF Monthly Income Plan


Hybrid-Conservative

Returns 2Y

5.95%

Returns 3Y

6.08%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Entry Load Nil Exit Load - 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units.

Invest
SIP

Canara Robeco Conservative Hybrid Fund


Hybrid-Conservative

Returns 3Y

7.97%

Returns 5Y

7.87%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Exit Load - 1% - if redeemed/switched out within 1 year from the date of allotment. Nil if redeemed after one year from the date of allotment.

Invest
SIP

Aditya Birla Sun Life Regular Savings Fund


Hybrid-Conservative

Returns 3Y

6.12%

Returns 5Y

8.48%

Min Order

₹500

Min SIP

₹1,000

Exit load : -

Invest
SIP

Reliance Retirement Fund- Income Generation Scheme


Hybrid-Conservative

Returns 2Y

6.12%

Returns 3Y

6.22%

Min Order

₹5,000

Min SIP

₹500

Exit load : 1% if redeemed/switched out from Reliance Retirement Fund before attainment of 60 years of age. sNil in case of Auto SWP/Redemption/Switch out from Reliance Retirement Fund on or after attainment of 60 years of age or after completion of 5 year lock in period, whichever is later. sNil in case of switch made from Wealth Creation Scheme to Income Generation Scheme or vice versa. sNil in case of Auto Transfer from Wealth Creation Scheme to Income Generation Scheme. (Note: Age will be computed with reference to years completed on the date of transaction)

Invest
SIP

Indiabulls Savings Income Fund


Hybrid-Conservative

Returns 2Y

7.85%

Returns 3Y

9.86%

Min Order

₹500

Min SIP

₹500

Exit load : Entry Not Applicable Exit 1% if redeemed/switched out within1 yearfrom the date of allotment Nil - if redeemed/switched out after 1 yearfrom the date of allotment In accordance with SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30 2009 no entry load will be charged on purchase / additional purchase / switch-in/ SIP/ STP transactions. The upfront commission if any on investment made by the investor shall be paid by the Investor directly to the Distributor based on the Invest

Invest
SIP

BARODA CONSERVATIVE HYBRID FUND


Hybrid-Conservative

Returns 3Y

7.25%

Returns 5Y

8.0%

Min Order

₹5,000

Min SIP

₹500

Exit load : -

Invest
SIP

ICICI Prudential MIP 25


Hybrid-Conservative

Returns 3Y

9.42%

Returns 5Y

9.66%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : -

Invest
SIP

Essel Regular Savings Fund


Hybrid-Conservative

Returns 2Y

6.51%

Returns 3Y

7.16%

Min Order

₹1,000

Min SIP

₹500

Exit load : For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Invest
SIP

DSP Regular Savings Fund


Hybrid-Conservative

Returns 3Y

4.32%

Returns 5Y

6.33%

Min Order

₹500

Min SIP

₹500

Exit load : Holding Period: < 12 months: 1% >= 12 months: Nil

Invest
SIP

IDFC Asset Allocation Fund of Fund-Conservative Plan


Hybrid-Conservative

Returns 3Y

7.63%

Returns 5Y

8.07%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : 1.50% if redeemed before 18 months from the date of .allotment

Invest
SIP

Reliance Retirement Fund- Wealth Creation Scheme


Hybrid-Conservative

Returns 2Y

-0.58%

Returns 3Y

9.94%

Min Order

₹5,000

Min SIP

₹500

Exit load : 1% if redeemed/switched out from Reliance Retirement Fund before attainment of 60 years of age.

Invest
SIP

Kotak Debt Hybrid


Hybrid-Conservative

Returns 3Y

7.72%

Returns 5Y

8.94%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : i) For redemption / switch out of upto 10% of the initial investment amount (limit) purchased or switched in within 1 year from the date of allotment: Nil. ii) If units redeemed or switched out are in excess of the limit within 1 year from the date of allotment: 1%. iii) If units are redeemed or switched out on or after 1 year from the date of allotment: Nil. iv) Any exit load charged (net off Service Tax, if any) shall be credited back to the respective Scheme. Units issued on reinvestment of dividends shall not be subject to entry and exit load.

Invest
SIP

BNP PARIBAS CONSERVATIVE HYBRID FUND


Hybrid-Conservative

Returns 3Y

8.59%

Returns 5Y

9.19%

Min Order

₹1,000

Min SIP

₹300

Exit load : -

Invest
SIP

SBI MAGNUM CHILDREN'S BENEFIT FUND - Holding Held for < 1 Year


Hybrid-Conservative

Returns 3Y

9.22%

Returns 5Y

10.6%

Min Order

₹5,000

Min SIP

₹500

Exit load : 3% for exit within 1 year; 2% for exit within 2 years; 1% for exit within 3 years from the date of investment

Invest
SIP

UTI - Regular Savings Fund.


Hybrid-Conservative

Returns 3Y

6.35%

Returns 5Y

7.48%

Min Order

₹5,000

Min SIP

₹500

Exit load : 0

Invest
SIP

HSBC Regular Savings Plan


Hybrid-Conservative

Returns 3Y

6.36%

Returns 5Y

6.89%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : Nil

Invest
SIP

Kotak Asset Allocator Fund


Hybrid-Conservative

Returns 3Y

9.85%

Returns 5Y

9.06%

Min Order

₹5,000

Min SIP

₹1,000

Exit load : In terms of SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30 2009 no entry load will be charged on purchase / additional purchase / switch-in. The upfront commission if any on investment made by the investor shall be paid by the investor directly to the Distributor based on his assessment of various factors including the service rendered by the Distributor. For redemptions / switch outs (including SIP/STP) within 1 year from the date of allotment of units irrespective of

Invest
SIP

HDFC Hybrid Debt Fund


Hybrid-Conservative

Returns 3Y

5.55%

Returns 5Y

7.23%

Min Order

₹5,000

Min SIP

₹500

Exit load : -

Invest
SIP

L&T Conservative Hybrid Fund -Quarterly


Hybrid-Conservative

Returns 3Y

6.45%

Returns 5Y

6.98%

Min Order

₹10,000

Min SIP

₹1,000

Exit load : If the units redeemed or switched out are upto 10% of the units (the limit) purchased or switched within 1 year from the date of allotment – Nil. If units redeemed or switched out are over and above the limit within 1 year from the date of allotment – 1%. If units are redeemed or switched out on or after 1 year from the date of allotment – Nil.

Invest
SIP

BOI AXA CONSERVATIVE HYBRID FUND


Hybrid-Conservative

Returns 3Y

1.26%

Returns 5Y

4.29%

Min Order

₹10,000

Min SIP

₹1,000

Exit load : Entry Load NilExit Load 1% if redeemed before 12 months from date of allotment

Invest

SBI DEBT HYBRID FUND - DIVIDEND


Hybrid-Conservative

Returns 3Y

5.69%

Returns 5Y

8.25%

Min Order

₹5,000

Min SIP

₹500

Exit load : For exit within 1 year from the date of allotment For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment – Nil

Invest
SIP

Who should invest in

These funds are suitable for moderate to moderately aggressive risk capacities and looking for stable consistent returns with limited downside risk.


How long should you stay invested in ?

Time Horizon of at least 5-10 Years


How to invest in ?

You can click on the Conservative Hybrid Funds link in Jama.co.in and choose the desired fund. You can also take your free risk profile assessment which then advises you on the percentage asset allocation you should have inConservative Hybrid Funds. Click on invest button from there and continue to make the investment.

Invest only in direct plans of small cap funds and take the advice of a SEBI Registered Investment advisor to invest in the right funds.




Start Investing






Mutual Funds are subject to market risk. Please read the scheme documents carefully before investing