Build & Conserve Wealth With Confidence info

Our SEBI Registered Investment Advisors help you make the most of your money with smart technology. Build wealth faster by eliminating indirect commissions. info


How it Works?


1. You Tell Us Your Needs

  • What are you investing for?   info
  • We understand your investment style and preference.
  • 2. Review Quote

  • We send you a price quote, depending on your needs and portfolio complexity.
  • Once you decide, pay the fees on mutually agreed terms.
  • 3. We Build You Smart Portfolio

  • We’ll build you a personalized portfolio.
  • Investment plan covers asset allocation and a detailed fund selection mapped to your goals.
  • A schedule with Lumpsum, SIP, STP, SWP plans are all covered in detail.
  • 4. We Track The Portfolio

  • We track your portfolio for best returns with smart technology.
  • All action items are tracked with reminders
  • An unbiased SEBI Registered advisor is assigned for ongoing advice.

  • What's Included

      Intelligent Platform
  • Scientific Fund Selection
  • Systematic Plans: SIP, STP, SWP, Smart SIP*
  • Risk Profile & Personalised Funds
  • Asset Allocation Recommendation
  • Market Alerts
  • Family Portfolio
  • Mobile & Webapp

    • Portfolio Advisory
  • Portfolio Structuring   info
  • Smart Switch To Direct info
  • Tax Efficiency of Portfolio
  • Dedicated SEBI Regd Advisor
  • Fund Performance Tracking   info
  • Quarterly Report Cards
  • Portfolio Rebalancing

    • Financial Planning
  • Complete Financial Plan   info
  • Life Insurance Planning   info
  • Health Insurance Planning   info
  • Dedicated SEBI Regd Advisor
  • Life Goal Planning   info
  • Retirement Planning
  • Post-Retirement Income Plan   info

  • Great Value

    Intelligent Platform


    Portfolio Advisory


    Financial Planning


    Upto 0.49% of Portfolio

    ( Min   9,800 / yr)

    Compare with upto 1.5% costs incurred
    in regular plans

    Why Invest in Direct Mutual Funds With Jama

    Jama - Direct Mutual Funds zero commisions

    Only Direct Plans

    From 30+ AMCs covering 17,000 schemes.
    Single login for all best funds

    Jama - Direct Mutual Funds - Free Mutual Fund Advisor

    Intelligent Algorithms

    Smart mutual fund selection.
    Intelligent portfolio tracking.

    Jama - Direct Mutual Funds - Switch Old Investments

    Switch Old Investments

    Switch to Direct Plan from Regular
    in under five minutes.

    Jama - Direct Mutual Funds - SEBI Registered Advisors

    SEBI Registered Advisors

    Advice from SEBI Registered Investment Advisors.
    They are on your side, not the industry.

    Safe & Secure

    Money exchange directly with MF.
    Jama holds nether units nor money.

    Jama - Direct Mutual Funds- Honest Pricing

    Honest Pricing

    No hidden commissions. No 'FREE' gimmicks info
    Small upfront fees.

    Frequently Asked Questions

    • addCan I select which advisory service?

      Choose one or both:
      (1) Financial Planning: A complete plan for your life goals based on your financial status and profile. Ensure dear ones are protected with life and health insurance.
      (2) Portfolio Advisory: Covers everything about funds in your portfolio, tracking, replacement, switching to direct and rebalancing. These activities generate an extra 3% to 4% growth.

    • addWho will advise me?

      You will get a dedicated SEBI Registered Investment Advisor who will do the planning for you. An RIA is unbiased and is not influenced by the financial service industry.

    • addShould I pay every year? Will second year fee be less?

      You don’t have to. If you wish to get the Financial Plan reviewed, it can be done for a reduced fee (exact amount will be finalized when you sign up). Portfolio Review and Advisory may be repeated if you wish to ensure portfolio growth and stability.

    • addWill the fees increase as my portfolio size increases?

      You can opt for a flat fee model without the Financial Planning or Portfolio Advisory services. Our smart Portfolio Advisory services are dependent on the portfolio size and complexity, since that requires deeper analysis, research and time to discuss with you.

    • addWhat is Portfolio Rebalancing?

      Over time your investments deviate from your ideal state. Like weeds in a garden. We help prune the portfolio, weed out bad performers and switch funds if needed. This can boost portfolio returns by 3% to 4% yearly.

    • addHow often do you change my funds in portfolio?

      Either during annual rebalancing or sometimes earlier (when our fund monitor turns red), we alert you to fund replacements, to ensure portfolio is on track. Any changes are after considering all taxes and loads.

    • addIs my money safe?

      Absolutely. We never touch (or pool) your money. The funds transfer via net banking is directly to the Mutal Fund company, from your bank account. When you redeem, money reaches your bank account directly.

    • addAre my mutual fund units/holdings safe?

      Yes. MF holdings are maintained electronically by the Registrar & Transfer Agency. They work for Mutual Fund company and not for us.

    • addCan someone else redeem my holdings?

      No. Any redemption or withdrawal requires your approval (via SMS or email). Your money reaches your bank account directly.

    • addWhat if Jama or I wish to discontinue?

      Jama is built to last, by industry veterans with strong backgrounds. However if you wish to move out of Jama for any reason, you can invest/redeem with the Mutual Fund company directly. Your holdings or money are never kept with us.

    • addDo you support and help me?

      Jama has a helpline 906-914-1025 or you can reach us on email at We are also on FB Messenger and Whatsapp.

    Why Our Customers Like Us

    Jama-Direct Mutual Fund app on PlayStore

    App Rating

    Talk to our Advisory Team

    Schedule a free appointment to know more. A SEBI Registered Investment Advisor will speak with you.

    Over 1000 + advisory clients living in 8 countries and 30+ cities across India