With increasing life expectancy and medical inflation, planning for a long retirement is not easy. Jamā's retirement tool handles the complexity and simplifies this for you by factoring all of the following.
Most senior citizens live into their 80s and 90s these days. This means a bigger nest egg to accumulate by the retirement date.
The year of retirement determines the corpus. An early retirement is wished by many, but will increase the target corpus. Semi-retirement, ie earning part-time for a few years will reduce it.
Some expenses (eg: healthcare) will increase after retirement, whereas others (eg: commute) will reduce. Each expense may have a different inflation.
Mapping your current investments (eg: Provident Fund, Mutual Funds) and assets (eg: property) to your retirement goal can reduce the net corpus required. It also reduces stress.
Your net corpus can be achieved with steady monthly investments (SIPs) or lump-sum investments. Jamā creates a personalised investment plan and suggests best equities and direct mutual funds. You can complete these investments at the click of a button.
Track progress real time and Know what you have today, the projected value and if it is meeting the target. Get unbiased advice on meeting any shortfalls and achieve a peaceful retirement.
Plan for a happy long life after retirement, with Jamā's honest investment advisory offerings (unbiased because of zero commissions, zero brokerage)
Saving for your retirement should be treated as a long-term, regular expense within your household budget and setting aside small, regular amounts and investing into right asset class will lead to a happy retirement. Do not delay, starting early will ,leave you with more time to save, invest and earn returns. Consult a SEBI Registered Investment Advisor because this assures you of zero commission, compared to a certified financial planner.